| The street outside our home |
Then all at once, several things happened and the impossible began to feel like it might just be achievable. First, after a long time without a job I got two (one part-time for 18 months, one freelance) and my partner Harri's freelance editing work picked up significantly. Having got used to being frugal(ish), we decided to throw the extra cash at our mortgage. Our efforts were boosted unexpectedly by an inheritance which happened to be £120 more than our outstanding mortgage ... incredibly in five years we'd gone from a monthly mortgage payment of £907 to being mortgage free!
| Next door's Moorish chimney but our flower |
Our next decision was where to stay. For me, the Algarve was always the first choice, but we'd had an enjoyable holiday in the Costa Brava earlier in the year so Harri was torn between the two countries. I was adamant that we chose somewhere with a bit of life in the winter, but with bills to cover at home (council tax, water, insurance, etc), we weren't in a position to spend a fortune on rent.
In some ways, it was a happy fluke that we ended up in Albufeira. The lettings agent just happened to the first to respond to several enquiries I'd sent out and he could guarantee internet access from day one (essential when you're self-employed and your work arrives via email). The property in question was free for the three months we wanted so we snapped it up without hesitation. Our two-bedroom villa is costing us €550 a calendar month and we have to pay the electricity bills on top (which the agent estimates to be around €80. We also paid a €300 cash deposit on arrival. And that's it! No gas, no council tax equivalent, no additional charge for the internet ...
| Enjoying the December sunshine outside the mercado municipal |
There's also pretty garden with a plunge pool, clothes line and lots of flowers (a gardener calls in pretty regularly to maintain everything). We also have a weekly maid who changes the beds and towels and mops the floors (I feel so spoilt when she's racing around with the mop and I'm sat on my computer!).
Best of all, are the wonderful sea views from the patio and the lounge. Not that we're overlooking the sea close up (you'd have to pay considerably more than €550 for that!) but it's always there in the distance, changing colour depending on the weather.
Incredibly, our little house will be commanding a rental income of €950 per week next summer. I think we got ourselves a bargain!
| Looking over Albufeira at sunset |
Of course, there are short cuts to some of the more distant places, but they generally involve steeper climbs and (for me) a high risk of getting lost, which rather defeats the object.
So that's us. We're here until the beginning of March and, so far, are enjoying exploring a new city where we've been met with nothing but friendliness and kindness. When Harri's not working, we'll be cramming in as much hiking in the area as possible ... with weather like this in December it would be criminal not to get out there as much as possible!!
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